Karen is a highly accomplished retired New Jersey educator. As a leader, Karen progressed through a series of critical roles from teacher to Superintendent, with steadily increasing levels of responsibility. Karen was the Superintendent of Schools(K-12) for the Plumsted Township Public School District in central New Jersey. She earned a Doctor of Education degree at Johnson & Wales University in Rhode Island. Today, Karen utilizes her background, experience, and skills in education to help guide and assist a broad range of people including retirees, young families and individuals. These are people who are trying to understand the complexities of health, life, annuities and long term care insurance options. There are so many choices and options available in the marketplace but every person and family is so uniquely different. The key is finding someone who will take the time to listen and understand your needs and find the very best solution for them!